Better Credit, Better Life
By enrolling in our program, you’re taking a powerful step to transform your credit—and your life.
Our mission goes beyond credit. We offer a comprehensive approach that includes financial education, business funding, and homeownership opportunities.
Our Program
Customized Strategy
We understand that each client's credit profile is different, so we create a customized strategy to help you achieve the maximum results in the least amount of time.
Credit Improvement
Our team of experts will work to improve your credit, keeping you informed every step of the way.
With improved credit, you’ll go from denied to approved. You’ll unlock new opportunities for funding, homeownership or simply achieving financial peace.
Congratulations: Results
Enroll and Get Started
Getting started is simple. Enroll today and begin your journey to better credit.
How We Help
We have a proven strategy to help improve your credit score. We dispute inaccurate and unverifiable accounts from credit reports. We utilize the laws and our expert knowledge to help you achieve your desired results. To learn more about our process, please watch the video.
What's Included
Credit Consultation: One-on-one consultation with our experts to build a strategy for your goals
Credit Analysis: In-depth review of your credit reports
Unlimited Disputes Including:
- Personal information- Inquiries
- Collections
- Charge-offs
- Repossession
- Medical bills
- Bankruptcies
Credit Education: Access resources to help manage and improve your credit
Credit Monitoring: Please note credit monitoring is not included but required upon enrolling**
24/7 Client Portal Access: Monitor your progress anytime, anywhere
Priority Support: Get the help you need with priority access to our team
Monthly Progress Reports: Stay updated on your credit journey
Monthly Support Calls: Regular check-ins to keep you informed and answer questions
100% Money-Back Guarantee: Please see our FAQ for more details
Simple Pricing
Get started with a one-time investment of $297, followed by a low monthly fee of $97. Our pricing is transparent with no hidden fees, and you can cancel anytime.
One-Time Enrollment Fee: $297
Includes: Initial credit consultation, in-depth credit analysis, setup of your client portal and personalized credit improvement plan
Affordable Monthly Fee: $97
Includes: Ongoing credit dispute services, monthly progress reports, support calls, 24/7 client portal access, and more
FAQ
What is a credit score ?
A credit score is a number, typically between 300 and 850, that represents your creditworthiness. It’s determined by several factors, including your payment history, credit utilization, length of credit history, new credit accounts, and the types of credit. Lenders rely on this score to determine how responsibly you manage your finances.
How long does it take to improve my credit ?
The time it takes to repair your credit can vary, as each client’s credit profile is different. Most clients start to see results in as little as 90 days. However, the timeframe can be shorter or longer depending on your individual circumstances. While every client is different, we do our best to help you achieve the maximum results in the least amount of time.
How do I know if I need credit repair ?
If you’ve been denied credit, have a low score (typically below 700), or notice derogatory accounts on your credit report, you may benefit from credit repair. Reviewing your credit report regularly can help you identify any negative items that could be affecting your score. Our program is designed to help you address these issues and improve your credit.
Is credit repair legal ?
Yes, credit repair is legal. You have the right to challenge and dispute inaccurate or outdated information on your credit report. Our credit repair program works within the guidelines set by the Fair Credit Reporting Act (FCRA) to help you correct any errors and improve your credit score.
What is the 100% Money-Back Guarantee Policy?
You are eligible for our 100% Money-Back Guarantee if:
No negative items disputed have been removed within 120 consecutive days from the time you became a client
You have not used a credit repair company or attempted to repair your own credit within at least 1 year prior to becoming a client
You have not missed any payments or incurred new collections or negative items since becoming a client
You have maintained the required credit monitoring service at all times
You have agreed to and provided us with updated notices from the three credit bureaus and creditors within 5 days of receipt
Please note: The enrollment fee is non-refundable, so any refund issued will be minus the enrollment fee
Why do I have to sign up for credit monitoring ?
While enrolled in our program, we require you to use our preferred credit monitoring service, such as MyScoreIQ or IdentityIQ, because it allows us to access your reports from all three credit bureaus and accurately track your progress. Unlike Credit Karma or Credit Sesame, which provide Vantage scores, our preferred provider offers FICO scores— the same scores lenders use to make decisions. This ensures that we have the most accurate and relevant information to help improve your credit.
Can I repair my own credit ?
Yes, but credit repair can be complex. We handle the hard work, so you don’t have to. Our program offers the expertise and support to simplify the process and achieve better results. We understand the laws and know how to leverage them to improve your credit. If you prefer a DIY approach, we also offer resources in our store to guide you.